We understand that a house is more than just a brick structure; it's a dream. Our experts assist you in finding competitive mortgage interest rates from top-tier lenders, structuring terms that fit your budget.
Key Features:
- Interest rates starting from 8.35% p.a.
- Repayment tenures up to 30 years.
- Flexible pre-payment and foreclosure options.
- Subsidy benefits under government schemes where applicable.
Eligibility:
- Age limit: 21 to 65 years.
- Minimum Salary: ₹25,000 per month (salaried).
- Minimum 2 years of business stability (self-employed).
- Healthy Credit Score (750+ preferred).
Documents Required:
PAN Card, Aadhaar Card, Last 3 months Salary Slips / Form 16, Bank statement of last 6 months, Property Sale Deed copy, NOC from Builder.
Get unsecured loans to meet direct liquidity needs such as medical bills, family weddings, home renovation, or international holidays. Zero asset collateral needed.
Key Features:
- Unsecured funding - no collateral required.
- Tenure ranges from 12 months to 60 months.
- Disbursal within 24-48 hours.
- Flexible credit lines available.
Eligibility:
- Age limit: 21 to 58 years.
- Minimum Salary: ₹30,000 per month.
- 1 year minimum job experience in the same company.
Documents Required:
KYC documents, Last 3 months Salary Slips, 6 months bank statements, Current address proof, Company ID proof.
Expand operations, purchase manufacturing machinery, or maintain cash flow with custom unsecured and secured commercial loans for MSMEs and SMEs.
Key Features:
- Both secured and unsecured business finance.
- Loan amounts up to ₹1 Crore without collateral.
- Tenure up to 5 years.
- Interest rates linked to credit ratings.
Eligibility:
- Business vintage of minimum 3 consecutive years.
- Satisfactory annual turnover with positive tax filings.
- Clear banking transaction records with minimum bounce history.
Documents Required:
GST Registration certificate, 2 Years ITR filings, Audited Balance Sheet & P&L Statement, 12 months business account bank statements, Proprietor PAN & Aadhaar.
Loan Against Property (LAP)
Leverage the capital value of your residential, commercial, or industrial properties. Obtain substantial funds for business expansion or debt consolidation while retaining complete ownership.
Key Features:
- Highly economical interest rates compared to Personal Loans.
- High loan limits based on property market value (up to 70% LTV).
- Repayment tenure up to 15 years.
- Repayments in monthly EMIs or overdraft lines.
Eligibility:
- Property should be in a bankable layout with clear titles.
- Sufficient income flow to cover the proposed EMIs.
- Property owners should act as co-borrowers.
Documents Required:
Property Sale Deed, Khata certificate & up-to-date Tax receipts, Mother deed chain copy, approved building plan, income documents, KYC of borrowers.
Secure instant funding against gold ornaments. Best choice for farmers, traders, and individuals requiring emergency cash without income documents.
Key Features:
- Gold remains highly secure in bank vaults.
- No income proof required.
- Repayment flexibility (Bullet payment, interest-only monthly, or EMIs).
- Highest valuation per gram matching current RBI rules.
Eligibility:
- Any Indian resident owning gold ornaments of 18k - 24k quality.
- Age: 18 to 70 years.
Documents Required:
Aadhaar Card or PAN Card (KYC details only). Zero income or salary documents needed.
Specialized financing to buy empty residential plots in layouts approved by BDA, BMRDA, BIAPPA, or local authorities, or to build houses on existing land.
Key Features:
- Financing up to 80% of property cost.
- Combines Plot Purchase + Construction loans.
- Gradual disbursals linked to stage-wise construction.
- Tenures up to 20 years.
Eligibility:
- Layout should have statutory layout approval certificate.
- Co-borrower is highly recommended for security.
- Applicant income should satisfy EMI eligibility.
Documents Required:
Approved construction plan copy, Layout layout approval document, Khata, tax paid receipt, builder agreement, KYC and salary records.
For retail outlets, supermarkets, and restaurants. Get working capital loans based on card swipes / transaction volumes on your credit/debit card swipe terminals.
Key Features:
- Flexible, daily/monthly repayments linked to POS volume.
- Zero collateral required.
- Interest rates linked to credit card swipe turnover.
- Easy renewal facility based on good sales history.
Eligibility:
- POS terminal active for at least 12 months.
- Monthly POS card settlement volume > ₹1 Lakh.
- Proprietorship or Partnership entities.
Documents Required:
Last 12 months POS settlement statements, Merchant establishment license, KYC details, 1-year business bank statement.
Are you paying high interest rates on your current Home Loan or LAP? Transfer the outstanding balance to a lower-interest bank and top-up the loan amount easily.
Key Features:
- Substantial savings in interest outgo over the tenure.
- Opportunity to avail of a high-value Top-Up Loan.
- Extended tenure options.
- Door-step balance takeover handholding.
Eligibility:
- At least 12-24 EMI repayments completed with existing lender.
- No defaults or late payments in the repayment track record.
- Property must be completed or near-completion.
Documents Required:
Foreclosure letter from present bank, List of Documents (LOD) held by bank, Last 1 year repayment schedule ledger, standard income & property proofs.
Insurance & Documentation Services
Beyond loans, we help you secure what matters. We provide comprehensive Home Insurance, Term Insurance, Health Insurance, along with critical legal documentation assistance like E-Stamping, Loan Agreements, Affidavits, and Notarization.
Insurance Offerings:
- Home & Property Structural Insurance.
- Group Loan Protect / Term Insurance policies.
- Critical health cover policies.
Documentation Support:
- Authorized e-stamps purchasing.
- Drafting of lease deeds & loan agreements.
- Notary approvals & verification.
Delivery Speed:
E-stamp and Notary agreement drafting are processed within 24 hours and delivered right to your office or home in Bengaluru.